Insurers use many factors to determine the policy premium. The number and kind of vehicles insured and the location of the business are vital factors. Insurance rates vary by state and region. For example, costs tend to be lowest in rural communities and highest in cities, where there is more traffic. Also, some cars are more expensive to insure than others. Vehicles with expensive repair costs and those more attractive to thieves cost more to insure.

The policies generally protect not just the driver and vehicle but also your business, pedestrians, and other motorists. The specific use of your commercial vehicles will be important in determining the right policy type and coverage limits. Regular personal car insurance is often not sufficient to cover a potential financial loss when a vehicle is used commercially.

We can help review your risks and provide auto fleet insurance program costs for coverage that would best protect your business. Talk to us today to know more.