Your off-road vehicle isn’t street legal, so your auto insurance won’t cover it. Although it’s your personal property, your home insurance policy probably doesn’t either. So what should you do?
Protect yourself and your off-road vehicles with an off-road vehicle insurance policy.
Not all off-road vehicles are the same, so you might not realize how many of them can be insured by the same type of coverage.
- ATVs – 3, 4, or 6 wheels
- Golf carts
- Dune buggies
- Dirt bikes
- Snowmobiles
If you’ve got multiple “toys,” you’ll need an insurance policy that can cover you from all angles. The accidents you can get into in a golf cart are different from the ones that happen on a dirt bike. We can help you choose a policy that covers all your off-road vehicles, no matter what kind you have.
Riding means staying aware of your surroundings, anticipating the weather and the moves of others around you. If an accident were to happen, off-road insurance can protect you. What does it mostly cover? (Check with us to be sure)
- Bodily injury to someone else or property damage that you accidentally caused while driving your snowmobile, golf cart, or ATV
- Bodily injury to yourself because of an accident with an uninsured rider
- Damage to your snowmobile, golf cart or ATV caused by an accident
- Theft, fire, vandalism, and other losses even while your off road vehicle is in storage
